Safety Tricks for Shopping on the web

Credit card fraud appears to be everywhere, and thieves love making use of internet shopping on the internet to steal people's credit card data because of the security it provides. Many consumers think the only option to be secure is to avoid shopping online all together. While that's one way to avoid one's credit card details from getting stolen and hacked, it also means that it is impossible to ever again shop online. The online marketplace for goods and services is expanding at a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on these great deals. Using this method to avoid fraud with credit cards is similar to making the decision to never fly on a plane again to avoid terrorists. Sure, you won't be a victim in a terrorist attack that involved planes, but this also means that one has to endure the hassle of being unable to fly during travel. Like anything else in life, the key is not to avoid the issue however, it is to be aware of the issue and adopt an appropriate strategy to lessen the possibility of becoming the victim of credit card fraud while shopping online.

First, let's talk about steps one can take if credit card fraud is already happening. There's no need to be in a panic. When a cardholder discovers that their credit card details have been compromised and the credit card company will not hold the cardholder liable for any fraudulent charges, even for charges made before reporting the credit card information is stolen. A credit card provider will then shut down that card from further use and issue a new card within one or two weeks, but this is still an issue that many would prefer not to go through, if possible.

Online shoppers can use Google's safe Browsing Tool to check if the website is safe to browse in the event that one is able to trust Google of course. This tool will inform you whether a site is suspicious or not when Google last scanned it, and if the site has was involved in any suspicious activity in the past, and will also inform if it is associated with any suspicious websites, even in the event that the Amazon gutschein site itself isn't doing anything that could be considered suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address, Google's tool will bring an easy half-page report on whether the website in question is in fact secure or not.

Another level of protection that one can use when purchasing online is to use reputable third party payment methods. Nearly everyone has had the pleasure of using PayPal. They are probably the most popular third party payment method around the world. They permit users to make payment for goods and services via them. This means, for instance, that if a buyer purchases a product, she is not directly paying the website that she is shopping on. The amount is due to PayPal after which PayPal will pay the merchant this means that the retailer is not able to see her credit card information and her credit card information was never transmitted over the internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. As long, as a 3rd party payment method was used, credit card information was never transmitted so, that information is not floating around on online at each website where a purchase is made. Other 3rd party payment methods that are similar to PayPal comprise, Google Wallet and Amazon Payments.

Armed with this knowledge, online shoppers can make sure the websites they visit are secure to shop at and make sure they do not input sensitive information while making purchases. So, there is no need to pass up every opportunity to save money on shopping online due to fear of credit card information being stolen.

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